Medicare Advantage plans and their Dental, Vision and Hearing benefits
If you’re turning 65 soon, you may be wondering what Medicare Advantage plans are available to you. It is important to understand the dental, vision, and hearing benefits associated with these plans before making a decision. Read on for a comprehensive guide to the coverage associated with Medicare Advantage plans.
Dental Benefits
Many Medicare Advantage plans offer basic dental coverage such as cleanings and routine check-ups. However, there are certain procedures that may not be covered under your plan. These include crowns, dentures, bridges, fillings and root canals. To find out if your plan covers these services it is important to read the details of your policy carefully or contact your insurance provider directly.
Vision Benefits
Most Medicare Advantage plans also provide vision coverage. This usually includes an annual eye exam and discounted rates for glasses or contacts lenses prescribed by your optometrist or ophthalmologist. Some Medicare Advantage policies may also cover laser vision correction such as LASIK or PRK surgeries. Again, it is important to read the fine print of your policy to determine what kind of coverage you will have for specific procedures related to vision care.
Hearing Benefits
Finally, many Medicare Advantage plans provide some form of hearing coverage as well. This usually includes discounted rates on hearing aids provided by approved providers in your area. Additionally, many plans will cover routine audiological exams such as balance tests or basic hearing screenings at no additional cost to you. As with other types of coverage associated with these policies, it is always important to consult your policy thoroughly before seeking any type of treatment related to hearing care services.
Knowing what type of dental, vision, and hearing benefits are available through a Medicare Advantage plan can help you make an informed decision about which health insurance option is right for you when turning 65 years old. From basic preventive care like cleanings and check-ups all the way up to major procedures like laser vision correction surgery—it’s good to know exactly what kind of coverage each plan offers so that you can make the most educated choice possible!
