A Closer Look at Medicare Advantage Special Needs Plans
Are you turning 65 soon? If so, you may be wondering what that means for your healthcare coverage. As a senior citizen, you have the option to join a Medicare Advantage Special Needs Plan (SNP). But what is an SNP and how can it benefit you? Let’s take a closer look at SNPs and all they have to offer.
What are SNPs?
SNPs are part of the Medicare Advantage Program which provides an alternative to Original Medicare. These plans are designed specifically for people who require extra care or have specific medical needs. SNPs provide comprehensive coverage including hospital stays, doctor visits, preventive services and prescription drugs. SNPs also offer additional benefits such as vision and dental care, hearing aids and gym memberships.
Who should consider joining an SNP?
If you’ve been diagnosed with certain chronic health conditions—such as diabetes or congestive heart failure—or need long-term care due to physical or mental disabilities, then an SNP could be right for you. SNPs also offer extra support services such as transportation to doctor’s appointments and assistance with activities of daily living like bathing and dressing.
How do I enroll in an SNP?
You can enroll in an SNP through your local Social Security office or by calling your State Health Insurance Assistance Program (SHIP). You’ll need to provide information about your current health status, medications and any existing chronic illnesses so that the plan can determine whether or not they offer the coverage that best fits your needs. Once enrolled, you will receive a welcome packet with all the details of your coverage and contact information for customer service representatives should you need assistance with anything related to your plan.
In conclusion, if you’re turning 65 soon or already qualify for Medicare due to certain medical conditions, consider joining a Medicare Advantage Special Needs Plan (SNP). These plans cover all of the same things as Original Medicare plus additional benefits like vision and dental care as well as transportation services. To find out if an SNP is right for you, contact your local Social Security office or call SHIP today! With an SNP plan from Medicare Advantage, seniors over 65 can get the most out of their healthcare coverage without worrying about costly out-of-pocket expenses!