Get to Know Medicare (Medigap) Plan A
If you are a senior citizen turning 65, you may be eligible for Medicare. Medicare is a health insurance program that provides coverage for hospitalization, doctor visits, and other medical services. One of these plans is called Medicare Plan A. Let’s explore what this plan entails and why it might be the right fit for you.
What Does Plan A Cover?
Medicare Plan A covers inpatient hospital stays, hospice care, limited home health care services and nursing facility care. It also covers the cost of blood transfusions that are medically necessary. The Part A deductible amounts vary depending on the length of your stay in a hospital or skilled nursing facility. There is no premium if you have worked and paid FICA taxes for at least 10 years prior to enrolling in Medicare or if you are receiving Social Security benefits before age 65 due to disability or end-stage renal disease (ESRD). If you do not qualify for premium-free Part A, then there is an additional cost associated with this plan.
Who Qualifies For Plan A?
To qualify for Plan A, you must be at least 65 years old or disabled and have been awarded Social Security benefits due to your disability status. You can also qualify by having End-Stage Renal Disease (ESRD). You must be enrolled in both Part A and Part B of Medicare to receive benefits from this plan. Additionally, any dependents who wish to receive coverage under this plan must also enroll in Part B of Medicare.
In summary, Medicare Plan A is an affordable way to get healthcare coverage as a senior citizen turning 65 or as someone with a disability who qualifies for Social Security benefits due to their status. It covers many aspects of your healthcare needs including hospitalization stays and home health care services but does not cover more specialized services such as dental, vision or hearing aids. Be sure to do your research when selecting a healthcare provider so that you can find one who meets all of your needs!
